Creator Platforms – Payout Overview (2025)
| Platform | Creator Share / Platform Cut* | Minimum Payout | Payout Frequency | Typical Payment Methods | Key Notes / Avg. Earnings |
|---|---|---|---|---|---|
| TikTok | ~90 % on subscriptions; $0.02–$0.04 / 1 k views (rewards) | $10 | Every 30 days (≈ 30 days after earnings) | PayPal | $20–$50 / 1 M views; occasional engagement bonuses |
| Patreon | 88–95 % (5–12 % platform fee + ~5 % processing) | $10 | Monthly (1st of month ± 5 days) | PayPal, bank transfer | Ideal for recurring subs; average $315–$1 575 / month |
| Rumble | 60 % on ads | Not specified | Monthly | Bank / PayPal (assumed) | $50–$500 / 50 k views – better split than YouTube |
| Substack | ~87 % (10 % platform + 2.9 % + $0.30 Stripe + 0.7 % recurring) | None | Monthly (via Stripe) | Bank / Stripe | $5 / month subs ≈ $4.10 net |
| X (formerly Twitter) | Variable; ~ $0.0085 / 1 k impressions | $10 (assumed) | Monthly | Bank / PayPal | $8.50 / 1 M impressions; mid‑tier creators $300–$2 k / month |
| Variable; $8.75–$10 CPM on ads/subs | $100 | Monthly | Bank / AdSense | $1–$20 / 1 k views; needs 600 k views in 60 days | |
| No direct ad revenue; sponsored posts only | None | Varies (per brand deal) | Direct brand payments | Nano‑influencers $10–$100 / post | |
| YouTube | 55 % on ads; 70 % on channel memberships | $100 | Monthly (21st–26th) | AdSense (direct deposit) | $10–$30 / 1 k views; $0.018 / ad view |
| OnlyFans | 80 % to creator (20 % flat cut) | ~ $20 | Weekly (after 7–21 day hold) | Bank, e‑wallets | High payouts for PPV/tips; no tiered fees |
| Twitch | ~50 % on subscriptions; $3–$10 CPM on ads/bits | $50 | Monthly (after threshold) | ACH, PayPal, check | Tier 1 sub ($4.99) ≈ $2.50 to creator; small streamers ≈ $50 / month |
*Creator share includes any processing fees that are typically passed on to the creator.
Quick Takeaways for Creators
- Ad‑based platforms (YouTube, Rumble) give decent splits but often require higher view thresholds before payouts become meaningful.
- Subscription‑focused platforms (Patreon, OnlyFans) provide more predictable cash flow with lower minimums, though platform fees can be higher.
- Short‑form video (TikTok, X) rewards virality; earnings per view are modest, so volume is key.
- Instagram remains sponsorship‑driven—income depends on brand deals rather than platform payouts.
- Remember to factor in taxes (typically 20‑30 % for self‑employment) and any additional transaction fees when estimating net earnings.
Payment / Transfer Services – Fee & Speed Summary (2025)
| Service | Domestic Fees* | International Fees* | Typical Speed | Best Use Cases | Notable Limits / Notes |
|---|---|---|---|---|---|
| PayPal | Free P2P; 2.9 % + $0.30 per card transaction | 3–4 % + FX markup (up to 4 %) | Instant → 3 days | P2P, e‑commerce, global sellers | Higher cost for cross‑border transfers |
| Wise (formerly TransferWise) | Free for bank transfers; 0.4–1 % for card payments | 0.25–1.75 % (mid‑market rate) | 1 day for most intl. transfers | Low‑cost international bank transfers | Transparent fees; best for large amounts |
| Revolut | Free for domestic bank transfers; 0.2–2 % for card usage | 0.2–2 % (multi‑currency) | 1 day | Multi‑currency accounts, European transfers | Cheapest for EU‑to‑EU bank moves |
| Remitly | N/A (focus on intl.) | 0.5–2 % (cheaper under $800) | 3–5 days | Cash pickup & low‑value remittances | Good for sending money to recipients without bank accounts |
| Xoom (PayPal subsidiary) | N/A | 1–3 % + FX markup | 1–3 days | Fast international bank or cash delivery | Slightly pricier than Wise but faster for some corridors |
| Venmo | Free P2P within app | 1.75 % for instant bank transfers (min $0.25, max $25) | Instant → 1 day | US social‑payment network | Owned by PayPal; limited to US |
| Zelle | $0 (depends on bank) | Not available internationally | Instant (same‑day) | US bank‑to‑bank transfers, large payments | No fees, but only US banks |
| WooPayments (WooCommerce/Stripe) | 2.9 % + $0.30 per transaction + 1 % for non‑US cards | Same as domestic (card fees) | Daily/instant (1.5 % extra for instant) | E‑commerce merchants using WooCommerce | No monthly fees; Stripe backs the processing |
| Cash App | Free P2P; 2.6 % + $0.15 for business receives | 1.75 % for instant transfers | Instant → 1 day | US creators/small businesses | 3 % fee for credit‑card sends; direct deposit for royalties |
*Fees shown are typical; exact percentages can vary by transaction size, currency, and destination.
Quick Takeaways for Transfers
- Domestic US transfers: Zelle, Venmo, and Cash App are essentially free for basic use.
- International bank‑to‑bank: Wise consistently offers the lowest, most transparent fees and near‑market exchange rates.
- Cash‑pickup needs: Remitly excels for sending money to recipients who need physical cash.
- E‑commerce: WooPayments (Stripe) provides a straightforward “pay‑as‑you‑go” model without monthly fees, but card processing costs apply.
How to Use This Table
- Pick a platform that matches your content style (ads vs. subscriptions).
- Calculate expected earnings using the “Avg. Earnings” column, then subtract any transaction fees from the payment service you’ll use to withdraw the money.
- Choose the optimal transfer method based on where your bank is located and whether you’re sending money domestically or abroad.